Tag: estate planning lawyer Naperville

Using Medicaid Trusts for Asset Protection and Long-Term Care Planning

Posted on February 13, 2026

Naperville, IL Estate Planning Attorney

The cost of long-term care continues to rise in 2026, and many Illinois families face difficult financial decisions when a loved one needs nursing home care or home health services. One powerful tool for protecting your assets while qualifying for Medicaid benefits is a Medicaid Asset Protection Trust, also called a MAPT. In 2026, the asset limit for Medicaid long-term care is $17,500 for individuals, according to the Illinois Department of Human Services. This means that if you have more than $17,500 in countable assets, you must spend down those […]

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